I spent most of yesterday reading Arese Ugwu’s Smart Money Woman. It had me making notes and generally thinking about my financial life. I don’t like reading self help books. The only Christian author I’ve ever read from start to finish in less than a week is Joyce Meyer because I get her. It’s not like the interest to read others is not present, I just can’t seem to follow through to the end. I get bored silly. But Smart Money Woman is not like other self help books. Arese uses fiction to teach about financial planning, outlines lessons and gives exercises, making the entire reading process more fun and less tedious.
In the beginning I was like, this author is not serious oh. Somebody that has account balance of 80, 000 Naira is broke? They should give me 80k and watch me ball. But before I finished the chapter I realized why the main character was broke and by the time I was halfway through the book, I realized that even I, because of my balling mindset, would be broke right now with 80k in my account.
I was reading things like, “what do you want your money to do for you? Outline your assets. Track your expenses. Invest”. In my mind I was looking at Arese like, “on top 19800?” But 19800 can be 1.9 million tomorrow and I could still be saying “on top 1.9m?” Because I don’t know how to save.
It was a struggle, admitting to myself that I have zero saving habits. True, I make 19800 Naira flat as a corps member in a little town and people that save money from NYSC are not human beings but it’s also true that if I had a little savings I wouldn’t be facing the direction of Abuja during my morning devotions and calling forth my “allawee” by the middle of the month.
Don’t get it twisted, I still don’t plan to save any better money from NYSC (there’s just three months left, don’t have such great expectations). But at least I’ve devised a means to make sure that 19800 sees me through an entire month and remains. I don’t think my Instagram account is gonna survive it. But abeg! Money needs to fall on me.
Go get yourself a copy of Smart Money Woman by Arese Ugwu, my Edo cousin. Seriously guys, if you’re having trouble managing your finances, read it. It will change the way you look at money.
P.S: I wish Ms Ugwu was paying me for this publicity. Kai!